First Mortgage Loans

Peoples Trust wants to be your mortgage lender! Whether you are buying your first home, building a home, moving up or scaling down, our Mortgage Center has many programs to fit your needs. We also offer balloon and interest-only mortgages. Our mortgages have competitive rates and some of the lowest fees you'll find anywhere. Our loan officers give you friendly and personalized service with attention to your special needs. You can complete your mortgage application online or by telephone at 888-562-6865.

We have several ways for first time home buyers to qualify for a mortgage. We also offer a second chance mortgage program without the high fees, rates and restrictions of other "non-conforming" lenders...qualify for a mortgage, including programs that require zero down payment!.

Our Mortgage Center offers members FREE pre-approvals when you apply for your mortgage before you find your property. Besides saving the application cost, you'll know the exact price range which you can afford, be a qualified buyer when you are ready to make an offer, and have leverage to negotiate.

YOU CAN GET A 30-YEAR MORTGAGE PAYMENT AT THE 10-YEAR RATE. It's a 10-year balloon mortgage with the payment based on a 30-year calculation. At the end of ten years, you simply refinance or pay off the balance. Call our Mortgage Center at 888-562-6865 to lock in your low 10-year rate today!

Rates are subject to change each day, so please visit our Mortgage Center web site for current information and to apply for your mortgage online. Or you can call the Mortgage Center at 888-562-6865, Monday through Wednesday from 8:30 A.M. to 6:30 P.M., and Thursday and Friday from 8:30 A.M. until 5 P.M.

Want an estimate on how much of a mortgage you can afford? Go to our Mortgage Calculator.