Quick Finder

VISA Credit Cards

Click Here to access your VISA card information online.

When you use a VISA Credit Card from People Driven Credit Union, you have the freedom to make purchases anywhere in the United States and Canada. It's convenient, safe and easy to use. All three PDCU VISA credit cards feature a 25 day interest free period and NO annual fee.

Application and Disclosure

Apply today for your credit card using our convenient Visa Application. Please review the required Credit Card Disclosure below.

VISA Classic

VISA Gold

VISA Platinum

View Credit Card Balance and Make Payments in Home Teller

The "Account Summary" screen in Home Teller shows the balance of your credit card as of the previous business day. You can use the "Account Transfer" feature to make payments on your People Driven Visa Credit Card. The balance shown in Home Teller will be updated on the second business day.

Annual percentage rate (APR) for purchases
VISA Classic 13.80%
VISA Gold 12.50%
VISA Platinum 9.50%
Introductory APR for the first six months after the account is opened
VISA Classic 5.99%
VISA Gold 3.99%
VISA Platinum 3.99%
Other APRs
Cash Advances Same as above
Balance Transfers Same as above
How to avoid paying interest on purchases Your payment due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
Method of computing the balance for purchases Average Daily Balance (excluding new purchases)
Annual Fee None
Foreign Transaction Fee 1% of each transaction in U.S. dollars
Late Payment Fee Up to $25.00
Returned Payment Fee Up to $25.00
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

Payment Due Date: The Payment Due Date is the 10th of each month, or the next business day if the date falls on a holiday or a weekend.

Minimum monthly payment: 3% of the outstanding balance or $20, whichever is greater. If your balance is less than $20, your minimum payment will equal the balance amount.

*SCORECARD GIFT & TRAVEL REWARDS
You can earn reward points for all your purchases on your VISA Gold or Platinum credit card.
To access your Score Card Rewards, log-in to: www.scorecardrewards.com

**Introductory APR for the first six months after the account is opened


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